Personnel Profiles Employment Screening

The FACT Act requires each of the three nationwide consumer reporting agencies (Experian, Equifax and Trans Union) to provide consumers with a free copy of their credit report as often as once every twelve months. A consumer can request their credit reports in one of three ways - online, by phone or by mail.

If you would like to request a free copy of your credit report from these organizations, please contact the centralized processing center at (877) 322-8228, or visit their website at www.annualcreditreport.com

Personnel Profiles Employment Screening is considered a nationwide specialty consumer reporting agency and is therefore subject to abide by the file disclosure requirements of the FACT Act. This requires that Personnel Profiles makes consumer credit reports we have collected available to those consumers once a year for free. If you would like additional copies of this report, you will be subject to a $9.50 charge per copy.

Personnel Profiles provides credit reports to our customers who are conducting pre-employment screening and background checks for employment purposes. These reports are known as PEER reports and are not as extensive as a normal credit report in that it does not provide account numbers or credit scores.

Personnel Profiles does not maintain a database of all consumer credit reports. Therefore your individual report may not be available through our system unless you have applied for a position of employment with one of our customers who conducts PEER credit checks. Also note that depending on when the report was conducted, it may not accurately reflect your current credit status.

If you would like to request a copy of your individual credit report contained within our system, or to determine if we have your report in our system, you may request it by calling (877) 225-2591, or by visiting our Free FACTA Disclosure Request page and completing the form, or by submitting your request in writing to:

Personnel Profiles Employment Screening
Attn: Customer Service
P.O. Box 2070
Phoenix, Az 85001

Please note that all copies of credit reports issued in compliance with the FACT Act will be delivered by mail.

For more information on the FACT Act, please visit http://www.ftc.gov/bcp/conline/edcams/credit/
ycr_free_reports.htm.

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